Human Resources

Retirement Plan Enhancements from TIAA-CREF

Juniata College has worked closely with TIAA-CREF to bring some exciting enhancements to your retirement plan. You now have available to you additional investment choices including TIAA-CREF Lifecycle Funds and personalized advice and planning services.  These enhancements are designed to make it easier than ever for you to manage your retirement savings investments.

Highlights of the enhanced plan features include:

More flexible investment choices

If you want to leave your investments as you currently have them, you don’t need to take any action now. Even so, we encourage you to take this opportunity to review your investment strategy. In an ever-changing market, it is important to periodically review your portfolio allocation to ensure it is still consistent with your financial goals. Please keep in mind that there are risks when investing in any mutual fund, including TIAA-CREF Lifecycle Funds. Please review the prospectus before investing.

Plan information is just clicks away

You now have a dedicated website, , which is your customized online resource for tracking and managing your TIAA-CREF accounts. You can visit the site any time from anywhere for information about TIAA-CREF and your investment choices, as well as access to retirement planning tools and more. The site also links you to the TIAA-CREF website (, where you can update your account, monitor account performance and sign up for e-delivery of account statements, transaction confirmations and other communications. You can rest assured that all your on-line transactions are handled in a secure environment.

Advice and planning services

Personalized advice and planning services will be available to you for developing a plan to pursue your retirement income goal, or to find out if your current retirement planning strategy is on the right track.

We are pleased to bring these plan enhancements to you. With these new investment choices, tools and other features, you should find it easy to customize a retirement portfolio that suits your unique needs. If you have any questions, you can contact Cady Kyle, Benefits Coordinator, at or 641-3197

You should consider the investment objectives, risks, charges and expenses carefully before investing. Please call 877 518-9161 or go to for a prospectus that contains this and other information. Please read the prospectus carefully before investing. TIAA-CREF Individual & Institutional Services, LLC, and Teachers Personal Investors Services, Inc., provide advisory services and distribute securities products. TIAA (Teachers Insurance and Annuity Association), New York, NY, issues annuities.